Commercial Property Loans
- We provide term lending for commercial properties – normally < 70% loan to value
- Generally this type of funding is to special purpose vehicles (SPVs) which means Limited Companies (Ltds) or Designated Activity Companies (DACs) – we don’t broker personal lending to acquire commercial properties
- Typically loans are financed over 5 years with an amortization schedule of 15/20/25 or even 30 years where suited
- Repayment of this type of loan depends on the lease and generally funders look for 1.2 times repayment cover from the rent
Please note that the provision of this product or service does not require licensing, authorisation, or registration with the Central Bank and, as a result, it is not covered by the Central Bank requirements designed to protect consumers or by a statutory scheme.
For additional information on any aspect of the above, please contact one of the team below.